When you hire a lawyer to represent you in a legal matter, you’re entrusting your case to someone who is trained and skilled in handling these kinds of matters.
While any attorney will tell you that they specialize in litigation, the truth is no one really knows what to file until they review an individual’s situation report as well as their personal financial status. Accordingly, when you choose a lawsuit plaintiff or defendant, it’s important to pick a lawyer with sufficient experience to ensure that there are not going to be any surprises during trial.
A denials law attorney specializes in representing insurance companies in civil lawsuits that involve denying or delaying payment of claims.
While an insurer may attempt to delay you for any number of reasons, including unnecessary investigation delays, most denial letters are simply attempts to avoid paying your claim. According to data from The National Association of Insurance Commissioners, between 2013 and 2017, insurers delayed payments out of pocket more than one million times in cases related to fire, auto accident, storms and other general liability policies. If you receive a denial letter, contact a professional lawyer as soon as possible-especially if you have car damage because it’s not as easy to see individual injuries to your vehicle.
If you have been injured through no fault of your own and your insurance company has denied your claim, then you should talk to a denials law attorney about your case.
You may be able to get your insurer to pay for a professional review of your claim by an outside party. A denial lawyer can help you identify issues that your expert might not raise and suggest questions to ask your expert witness during your deposition.
An experienced denials law attorney can help you get the compensation you deserve.
When your insurance company says there’s no way they will pay for your losses, it’s time to seek a professional legal advice. A qualified denial lawyer can review your case as well as any evidence or information that supports your claim so they can formulate the best defense strategy for getting you what you want—compensation for your injuries!
Determine whether you need to hire a lawyer immediately.
Your insurance company may assign you a claims attorney, who will help you through the process of filing a lawsuit against you with your insurer. If you get a call from an insurance representative asking if you want to resolve your claim within your policy’s limits without suing anyone, then definitely talk to a lawyer right away. You don’t want to put off negotiation with the insurance company until after you’ve sued someone or if your case makes it to trial.
The answer depends on the circumstances of your case.
Just as you should research lawyers before choosing one, you should also ask potential clients questions about their experiences with previous cases like yours. More important, however, is whether they understand what your case is worth—and why.
You should never speak to an insurer directly
Whether you’re calling your insurance company or speaking to an attorney, it is essential to contact your carrier initially. When dealing with allegations of fraud, especially if you are working with an attorney, talking to the insurer before police interview any alleged victims can help establish authenticity of the claims made.